Now live across East Africa

Meet the next
generation
payments API

Accept mobile money payments from M-Pesa, Airtel, Mixx By Yas, and Halotel — all through one powerful API built for Africa's digital economy.

99.9%
API Uptime
<2s
Avg. Response
500+
Businesses
10+
Networks
POST 200 OK
/v1/payments/initiate
{
  "id": "pay_9f3a2bc7",
  "status": "success",
  "amount": 250000,
  "currency": "TZS",
  "network": "Vodacom TZ",
  "phone": "+255758xxx"
}
4878 0140 2074 0587
ScayPay Business
07/28
VISA
5488 8977 1945 0602
API Client
08/24
6962 1008 9349
M-Pesa Tanzania
Trusted by Scalynk PesaFlow ZanPay AfyaCare BahasaLogistics Spotlynk CURA Africa
Platform Features

Everything you need to
build powerful payment flows

One integration. Every mobile money network. Millions of customers across Tanzania and East Africa.

💳

Mobile Money Payments

Accept and send payments via M-Pesa, Mixx By Yas, Airtel Money, and Halotel. Real-time settlement directly to your account.

🏦

Bank Transfers

Send and receive via Tanzanian bank accounts. Full CRDB, NMB, NBC, and Stanbic integration for business-grade transfers.

📊

Real-time Analytics

Monitor every transaction, track collection volumes, and generate financial reports from a clean developer dashboard.

🔗

Webhooks & Events

Get instant notifications for every payment event. Build reactive systems with our reliable webhook delivery engine.

🏦

Bank-level Security

End-to-end encryption, double-entry accounting, and full regulatory compliance. Your funds are always safe and reconciled.

High-volume Processing

Handle up to TZS 500,000,000 in daily collections with per-transaction limits up to TZS 10,000,000. Built to scale.

Getting Started

Up and running in minutes

A clear path from registration to your first live payment.

01

Create Your Account

Sign up with your name, email, and phone number. Free to register — no upfront cost.

02

Submit Application

Fill in your business details, intended use case, and choose your collection tier.

03

Pay Access Fee

Pay the one-time API access fee via M-Pesa, Airtel Money, Mixx By Yas, or bank transfer.

04

Go Live

Receive your production API keys after approval and start collecting payments immediately.

Developer First

An API developers
actually love

Clear and consistent RESTful API. SDKs for PHP, Python, and Node.js. Sandbox & test mode. Webhooks for every event. Comprehensive docs.

  • Clear, versioned REST API
  • Webhooks for every payment event
  • Sandbox & test mode included
  • SDKs for PHP, Python, Node.js
  • Dedicated developer support
Read the Docs
collect_payment.php
<?php
$client = new ScayPayClient('sk_live_••••');

$payment = $client->payments->initiate([
  'phone'  => '+255758243132',
  'amount' => 250000,
  'ref'    => 'ORD-ZNZ-2026-001',
]);

echo $payment['status'];  // success
echo $payment['id'];      // pay_9f3a2bc7
Pricing

Simple, transparent pricing

One-time API access fee based on your daily collection limit. All plans include a max of TZS 10,000,000 per single transaction.

Student
TZS 100,000
One-time · Student ID required

  • Max daily: TZS 1,000,000
  • M-Pesa, Airtel, Mixx By Yas, Halotel
  • Bank transfers
  • Real-time analytics
  • Developer support
Get Student
Basic
TZS 500,000
One-time access fee

  • Max daily: TZS 10,000,000
  • M-Pesa, Airtel, Mixx By Yas, Halotel
  • Bank transfers
  • Real-time analytics
  • Webhooks & events
Get Basic
Enterprise
TZS 3,000,000
One-time access fee

  • Max daily: TZS 500,000,000
  • M-Pesa, Airtel, Mixx By Yas, Halotel
  • Bank transfers
  • Advanced analytics
  • Dedicated manager
  • 99.9% uptime SLA
Get Enterprise

All plans include a sandbox environment at no cost. Contact sales for custom limits above 500M/day.

Testimonials

Loved by builders across Tanzania

From startups to enterprises, ScayPay powers the payments that drive growth.

"We integrated ScayPay API in under a day. The documentation is crystal clear, the sandbox worked perfectly, and our first live payment collected in under 2 seconds."
AM
Amani Mushi
CTO · PesaFlow, Zanzibar
"Switched our payment collection to ScayPay and settlement times dropped from hours to seconds. The reliability is unmatched and the daily limits suit our business perfectly."
JN
Joyce Ng'ang'a
Head of Engineering · SafiPay, Zanzibar
"The Business tier handles our 100M/day volume without issues. ScayPay's infrastructure is solid and the webhook delivery is near-instant. Best payment API in East Africa."
DO
David Otieno
Senior Engineer · AfyaCare, Nairobi
Ready?

Start collecting payments with ScayPay API

Join hundreds of businesses across Tanzania powering their products with ScayPay.

Create Free Account Talk to Sales